
Our Planning Process

Working with Balanced Wealth Group
Personalized Financial Planning Advice
We can help you balance short-term, long-term, and life goals through holistic financial planning services and niche planning services for executives and professionals.

Balanced Financial Planning
Dream
First Visit

Find Your “Why”
- Discuss your goals and values
- Prioritize your objectives
- Establish a scope of our advisory relationship
Gather
Phase One - Two to Five Visits

Analyze Your Present; Implement Your Future
- Gather and organize your financial data and meet your advisory team
- Analyze your situation and provide solutions
- Begin implementing recommendations
- Collaborate with your tax and legal advisors to implement solutions
Monitor
Phase Two - At Least Twice per Year

Visit – Review – Recalibrate
- Monitor and adjust cash flow
- Review income tax projections
- Track goals
- Review compensation and benefits plans
- Address any risks you face
- Ensure your assets will transfer efficiently at your passing
- Review all investment strategies


Personalized Planning for Complex Finances
Stock Options / Equity Compensation
Your executive compensation package likely includes equity compensation, also referred to as stock-based compensation. These include incentive stock options, restricted stock, and employee stock purchase plans. There are many types of equity compensation plans, and the details and restrictions can vary widely. We can help you understand what type of plan you have, how it translates to your overall financial plan, when and what to sell in order to meet your goals, and how equity planning impacts your taxes.
Retirement Planning
Retirement planning involves a lot of moving pieces for corporate executives, and it can be difficult (and worrying) to know whether or not you’re saving enough. Our retirement planning process is designed to help you plan confidently, establish healthy money management habits, minimize your tax liability, and maximize your freedom.
- Understand Your Needs We start by establishing your needs and what you want to leave behind (what you can safely withdraw without worrying).
- Plan for Your Social Security and Pension Withdrawals Next, we determine when and how you’ll draw Social Security and/or your Pension.
- Determine a Tax Strategy We’ll establish a tax-efficient withdrawal strategy and work with your CPA to determine how to pay your taxes in retirement.
- Create a Gifting Plan We’ll advise you on the most efficient ways to gift to your family and charitable organizations.
- Analyze Your Roth IRAs Finally, we’ll determine if Roth IRA conversions make sense for your needs and goals.